Net Worth Calculator
Net worth is everything you own minus everything you owe. Tracking it once or twice a year shows whether you are moving forward financially, whatever your income.
Enter your figures below. Results update as you type.
Net worth$267,000.00
- Total assets
- $580,000.00
- Total debts
- $313,000.00
- Debt as a share of assets
- 54%
- Net worth without your home
- $147,000.00
What you own
| Cash and savings | $15,000.00 | 2.6% |
|---|---|---|
| Investments | $60,000.00 | 10.3% |
| Retirement accounts | $80,000.00 | 13.8% |
| Home | $400,000.00 | 69.0% |
| Vehicles and other | $25,000.00 | 4.3% |
- Total assets
- $580,000.00
What you owe
| Mortgage | $280,000.00 | 89.5% |
|---|---|---|
| Car loans | $12,000.00 | 3.8% |
| Student loans | $18,000.00 | 5.8% |
| Cards and other | $3,000.00 | 1.0% |
- Total debts
- $313,000.00
How the Net Worth calculation works
Net worth = total assets - total liabilities
Assets of $580,000 (cash, investments, retirement accounts, a home and vehicles) against debts of $313,000 give a net worth of $267,000. Leaving the home and its mortgage out, the figure is $147,000.
Frequently asked questions
How do I calculate my net worth?
Add the current value of what you own: cash, investments, retirement accounts, property and vehicles. Subtract what you owe: mortgage, car loans, student loans and card balances.
What is a good net worth for my age?
It varies widely. One rule of thumb multiplies your age by your gross income and divides by 10: a 40-year-old earning $80,000 would aim for $320,000. Treat it as a rough marker only.
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